MicroCreditOur most popular service is our MicroCredit. PayDayHawaii will make a
Micro-Credit Advance against your posted dated
automatic debit payment draft until your next payday. If you are sometimes caught short between paydays or have an unexpected expense,
A Micro-Credit Advance is a good alternative to a traditional loan. Quick access to cash can help pay the rent, fix the car, handle a sudden out-of-pocket medical emergency, or pay an over due utility bill. If you need extra cash until payday, MicroCredit is the quickest and most secure way to get fast cash.
Micro-Credit fee includes GET. Payment
is made by .
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Micro-Credit Options
Micro-Credit 7: A
fee of 12% of the repayment amount is charged
for the advance. Your advance will be due on any
payday up to 7 days.
Micro-Credit 14: A fee of 13.5% of
the repayment amount is charged for the advance.
Your advance will be due on any payday up to 14
days.
Micro-Credit 21: A fee of 15% of
the repayment amount is charged for the advance.
Your advance will be due on any payday up to 21
days.
Micro-Credit Social Security: A fee of 12-15%
of the repayment amount is charged for the advance.
Your advance will be due on your benefit payment
date but no later than 31 days.
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Rescission Policy: If you change your mind, you may rescind your Micro-Credit contract at no cost on or before the close of the following business day.
Extended Payment Option: After four or more consecutive Micro-Credit contracts you may opt for a payment plan of up to 90 days with payments made every payday. A late charge will be added and you may not use your account again for 30 days following your final payment.
Advisory: Deferred deposit transactions are not suitable for long-term borrowing. Only one deferred transaction can be opened from all
sources.
Apply for MicroCredit
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Money OrdersAlways FREE All The Time! There is never a charge for Money Gram ™ money orders. No membership is required, no purchase is necessary and there is no limit on the amount of money orders you can purchase. You only pay the face value of the money order. You can use money orders just like a bank check to pay rent, utility bills and other payments sent through the mail. And there is never a charge at
PayDayHawaii.
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Tax Preparation and Tax Refund LoansAre you expecting a tax refund this year? Use our Refunds Today ™ tax service and we’ll help you get your refund fast. PayDayHawaii is an authorized E-file agent. Bring in your W-2s and picture identification and you could have a tax refund in 7 to 14 days. Or get a Tax Refund Loan in as little as 24 to 72 hours. Call or come by today for a free refund
estimate. |
Money Transfer ServicePayDayHawaii is a wire transfer agent for MoneyGram International ™. You can send money electronically to locations throughout the world. Your wire transfer to the mainland and locations in North and South America includes a free phone call, so that the recipient will know when and where the funds will be available.
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Check Cashing ServiceYou can cash payroll checks, government checks, insurance checks and money orders up to $1000.00 for a nominal fee. PayDayHawaii offices are open convenient hours on weekdays, as well as Saturdays and Sundays at most locations, giving you more hours to cash your check. Call the location nearest you for details.
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repaid Debit CardsWhy carry around cash? A prepaid debit card works just like a credit card. Apply for a Prepaid MasterCard from MoneyGram ™ at your local PayDayHawaii office.
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Bill PayPay your important bills on time! MoneyGram International ™ Express Payment service is available at all locations. QPay™ bill pay service is available at all Oahu locations.
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Prepaid Cellular Phone ServiceWhy wait in line at the cell phone store? You can reload minutes to your prepaid cell phone at your local PayDayHawaii office. We have all the popular carriers including
ATT ™, Verizon ™, T-Mobile ™ , Boost ™ and Mobi PCS ™. |
Mobi PCS ™
handsets and activation available at all
PayDayHawaii Oahu, Maui, Hilo and Kona locations.
Welcome to
unlimited wireless calling...
No contract...
No credit check...
No catch!
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PayDayHawaii's MicroCredit
